You've built your business on skills, talent, and drive. We help you protect your hard work and scale with personalized business and insurance solutions.
HOW WE WORK
From solo operators to larger companies, we're here to help you make big things happen.
- Personalized insurance solutions for skilled trades businesses of all sizes
- Risk management strategies to help identify hidden risks and solutions ranging from cybersecurity services to employee benefits and payroll
- Industry expertise to understand your needs and ambitions
- Resources and strategic insurance carrier relationships
Whether you’re in the electrical, painting, automotive or cleaning business, or if you work in any other kind of skilled trade, we have the expertise to help you succeed. From data-driven insights to help you understand your risks to streamlining operations and attracting and retaining talent, we help you go further faster.
We can help you maintain your bottom line and help you find hidden risks and the solutions to help reduce them. Our strategic insurance carrier relationships mean we can help match you with the right coverage for your needs.
Our risk management solutions can help you optimize your operations, protect your reputation, and increase your profitability. We can even help you manage your IT and thwart cyber attacks.
Specialities
Skilled trades expertise on your side.
With risks ranging from heavy lifting and electrical hazards to chemical hazards, fire, and theft, you should have solutions backed by industry expertise. We offer a broad range of risk management and insurance solutions tailored specifically for skilled technicians.
From diagnosing tree issues to tree removal, arborists perform a skilled service that consumers simply cannot do themselves. With that tree expertise comes risk. It may be necessary for you to work at hazardous heights and with heavy machinery that can be dangerous. With the added potential for accidental third party property damage, you deserve to have the right insurance solutions on your side. We help arborists find the right insurance coverage.
We can help you build a comprehensive risk management program and help you protect your construction business and your hard work with the right insurance solutions. Our solutions can help protect your reputation and mitigate risk whether you’re working solo as a handyman offering carpentry, focusing on a specific talent, or running a team operation.
Help keep your janitorial business’s reputation clean with the right business and insurance solutions. With risks ranging from chemical hazards to slip and fall accidents, we understand your business’s challenges. We have the expertise to help you retain employees, reduce risks, and improve your profitability.
Power your business with the right business and insurance solutions. With potential risks like electrical shock, falls, and fire, it’s important to protect your business and your employees. We have the expertise to help you reduce risks and find the right insurance solutions.
Your customers rely on your scheduled services and a business interruption can really set you back. We can help you find the right insurance solution to help you mitigate financial loss resulting from business interruption, as well as losses due to property damage, theft, injury, and more.
Whether you’re a handyman or home maintenance expert, your skills are valuable to homeowners. Having the right insurance in place helps protect your small business so you can keep helping people.
HVAC contractors, technicians, and companies all can face risks such as electrical hazards, accidents due to heavy lifting, falls, and fires. The right insurance solution can help protect your business from the financial losses associated with those risks and more.
With a unique set of risks and challenges to address, such as equipment breakdown and theft, vehicle accidents, and injuries, you need an advisor you can trust. We have the expertise to help you find the right coverage for your small business’s needs.
Masonry businesses can face risks like falls, electrical hazards, equipment theft, inclement weather, and accidents due to heavy lifting. We have the expertise to help you with your safety program so you can help reduce your risks. We can also help you protect your business with the right insurance coverage solutions.
From ladder work to chemical hazards, painting is a skill that may come with certain risks. We have the expertise to help you protect your hard work and your business, from the right insurance coverage solutions to helping you optimize your operations.
You may have to be available at a moment’s notice to help your customers with their water emergencies. You need business insurance to help you protect your hard work. We can help you find the right insurance solutions for you.
COVERAGE
Protect your hard work.
We help skilled trades businesses of all sizes find the right insurance solutions. With industry and insurance expertise, we partner with you to help you find the coverage your unique business needs.
GET A QUOTEBusiness Owner’s Policy (BOP)
BOP insurance bundles different coverages, such as commercial general liability and commercial property insurance, into one policy which can be a convenient way to help protect your business from claims of bodily injury and property damage to helping financially protect tools, equipment, and office spaces against risks like fire, theft, or vandalism.
Commercial General Liability Insurance
CGL insurance is a common insurance coverage choice for skilled trades businesses. It helps protect against third-party claims alleging bodily injury, property damage, and personal and advertising injury. It may be purchased as a standalone policy or as part of a Business Owner’s Policy.
Workers’ Compensation Insurance
Typically required by law if your business has a certain number of employees, workers’ compensation provides benefits to employees who suffer workplace injuries and illnesses.
Professional Liability Insurance
Sometimes referred to as errors & omissions or E&O, this type of insurance coverage is common for businesses that provide professional services. It can help provide financial protection against claims alleging, for example, negligence, faulty advice and failure to meet industry standards in the course of providing professional services.
Cyber Insurance
Businesses of all sizes can face the threat of cyber criminal activity such as stealing data or installing ransomware. Cyber insurance can help protect your business in the event of a cyber attack.
Commercial Auto Insurance
Mandatory in most states if your business owns or leases an automobile, auto liability insurance helps cover third party property damage and bodily injury claims arising from an incident or accident where the insured driver is at fault. We can help you find the right commercial auto insurance for your business vehicle needs.Commercial Property Insurance
Commercial property insurance can help protect your skilled trades business from financial loss arising from damage, theft, and vandalism to your commercial building and business property. It can be available as a standalone policy or as part of a comprehensive Business Owner’s Policy.Equipment Insurance
Equipment insurance helps protect the various types of equipment used in your skilled trade business by providing coverage for the physical loss or damage to your business's equipment.Inland Marine Insurance
Inland marine insurance helps protect your business by covering equipment and supplies lost or damaged while in transit across land by automobiles, trucks, and trains such as by theft or accidents.Directors & Officers Liability Insurance
This type of insurance provides financial protection to the leaders of skilled trades businesses against claims made for alleged wrongful acts in their capacity as directors or officers.Employment Practices Liability Insurance (EPLI)
EPLI helps protect businesses by providing coverage for employment practices-related claims, such as discrimination, wrongful termination, and harassment.Fiduciary Liability Insurance
This type of insurance helps protect businesses against claims arising from mismanagement, breach of a fiduciary duty and other claims related to misconduct.Management Liability Insurance
Also referred to as Executive Liability, this type of insurance helps protect company executives against claims of mismanagement in their decisions or actions. It often includes Directors and Officers (D&O) insurance, Employment Practices Liability insurance (EPLI), and Fiduciary Liability insurance.Surety Bonds
Surety bonds can act as a form of financial assurance to clients by guaranteeing that the job will be completed according to the contract terms and in compliance with all relevant regulations and standards. Surety bonds can help build trust and credibility between contractors and their clients.
Trade Credit Insurance
Trade credit insurance can help businesses protect their accounts receivable, maintain greater cash flow stability, and more confidently extend better payment terms to a wider range of customers by helping to protect their business against non-payment of receivables.
Umbrella Insurance
An umbrella policy can help protect your skilled trades business from claims and lawsuits that exceed the limits of your primary policies, helping provide an extra layer of coverage and more peace of mind.
SERVICES
Solutions for your high-demand business.
We've used our expertise to help trade businesses across the country strategically mitigate their risks. Explore business solutions designed to help simplify operations and increase efficiency.
Looking to scale? Learn more about large business solutions.
Looking to scale? Learn more about large business solutions.
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We’ve Got You
FAQ