This holiday season, take time to protect what you’re grateful for. From home and auto to life and health, the right coverage helps keep what matters most secure.
Blog
November 17, 2025
Key Takeaways
- The holiday season is the perfect time to reflect on what matters most and make sure it’s protected.
- Home, auto, life, flood, and health insurance each play a role in helping to safeguard what you’re thankful for.
- Reviewing your insurance coverage before year-end can help identify potential gaps and help you better understand your financial protection.
- Gratitude in action means taking steps to protect your home, loved ones, and wellbeing.
- Acrisure can help you find personalized insurance and business solutions to keep you protected all year long.
Gratitude Meets Preparedness
As Thanksgiving 2025 approaches, many of us reflect on the people and things we value most: our families, homes, health, and daily security. Gratitude is a mindset worth celebrating, but it’s also something to protect.
The holiday season can bring joy, but it can also bring unexpected risks from crowded roads to winter storms. Taking time now to review your insurance coverage can help ensure that the things you cherish most have the right protection through the holidays and beyond.
Home Insurance: Safeguarding the Center of Your Celebration
Your home is the heart of the holidays, filled with food, laughter, and activity. But this season can also bring an increased risk of fire, theft, and weather-related damage.
While the terms and conditions of each policy will vary, home insurance typically provides coverage for losses caused by:
- Fire or smoke damage from cooking, candles, or decorations
- Theft or vandalism, which can increase during holiday travel
- Guest injuries during gatherings at your home
If you’ve renovated your home or purchased new valuables this year, consider reviewing your coverage limits or adding scheduled property coverage to help ensure your policy reflects your current lifestyle and value of your home.
Auto Insurance: Staying Protected on the Road Home
Millions of Americans travel for Thanksgiving each year, making it one of the busiest driving weeks on the road. Whether you’re driving across town or across the country, having the right auto insurance coverage in place can help you recover from unexpected travel disruptions.
While the terms and conditions of each policy will vary and, depending on the auto policy type you have in place, auto insurance can help cover losses resulting from:
- Collision damage from accidents
- Comprehensive losses like theft, hail, or falling debris
- Liability costs for injuries or property damage, if you’re at fault
Check your policy to see if it includes roadside assistance coverage and be sure you understand what your specific policy covers before hitting the road. A few minutes of insurance review today can help you avoid major stress tomorrow.
Gratitude is more than a feeling; it’s a commitment to protect what matters.
Gratitude is more than a feeling; it’s a commitment to protect what matters.
Life Insurance: Protecting What Matters Most
During the holidays, family is at the heart of everything. Term life insurance is a meaningful way to show gratitude by helping to provide financial support for your loved ones if the unexpected happens.
Term life insurance can help:
- Replace income for your family
- Pay off debts or a mortgage
- Cover education or childcare expenses
- Provide greater financial peace of mind for the future
If your family or financial situation has changed this year, it may be the perfect time to review beneficiaries and coverage amounts with your insurance agent or find the right life insurance policy for your needs.
Flood Insurance: Protecting Against Damages Resulting From Seasonal Storms
Winter and early spring can bring increased flooding risks from rain, snowmelt, or coastal storms. Yet, many homeowners are surprised to learn that standard home insurance typically excludes flood coverage.
Flood insurance can provide financial protection for covered losses caused by rising water or seasonal storms. Adding flood insurance coverage can help you manage recovery costs after a covered flood event.
Health Insurance: Supporting Your Wellbeing
The holidays can test even the healthiest routines. From travel-related stress to big family gatherings, having the right health insurance coverage in place can help you stay focused on what truly matters: feeling well and being present.
Before year-end, consider:
- Reviewing your deductible and benefits to better understand your remaining coverage this year
- Scheduling annual checkups to make full use of current benefits
- Confirming network providers if you’ll be traveling
Health insurance coverage can be part of the foundation that supports your overall wellbeing, helping you keep healthy for those who count on you.
Other Coverages to Help Strengthen Your Protection
Consider options beyond basic coverage to help manage potential gaps and mitigate risk as you prepare for the unexpected.
- Umbrella Insurance: Typically provides additional liability protection beyond the limits of other primary liability policies such as home and auto.
- Travel Insurance: Typically helps cover trip cancellations, delays, or medical emergencies that occur during travel.
- Pet Insurance: Typically helps cover vet bills for your four-legged family members.
*Terms and conditions vary by policy so review each one to understand what is covered.
Each added coverage can help strengthen your peace of mind and support the protection of what you’re grateful for today and tomorrow.
How You Can Turn Gratitude into Action
The best time to review your insurance coverage is before you need it. As we near Thanksgiving 2025, take a few small but meaningful steps to help support your peace of mind:
- Schedule a coverage review with your insurance agent.
- Update your policies for any major life or home changes.
- Consider bundling coverages, like home and auto, to help simplify management and potentially result in savings.
- Keep your documents organized for easy access in an emergency.
When you take these proactive steps, you’re not just checking a box. You are showing a commitment to help protect what you love and those who rely on you.
Final Thoughts
Gratitude is more than a feeling; it’s a commitment to protect what matters most. For Thanksgiving 2025, take time to appreciate your home, your health, your loved ones, and feel confident in the care you’ve put into helping protect them.
Acrisure is here to help you find personalized insurance solutions that help protect today and prepare for tomorrow — so you can focus on enjoying the holiday season with confidence.
Personal Insurance FAQ
Why should I review my insurance policies at the end of the year?
Major life events like home improvements, new purchases, or family changes can affect your insurance needs. A year-end review helps ensure your coverage still reflects your current situation.
How can I help reduce costs without losing coverage?
Review potential discounts and savings opportunities with your insurance company. Ask your agent about options such as policy bundling or increasing your deductible or take advantage of any available discounts for safety upgrades like alarm systems or storm-resistant roofing.
How do I know if my home’s value or belongings have the right coverage in place?
Review your policy limits annually and consider adding scheduled coverage for high-value items such as jewelry, fine art, or collectibles.
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